Comments on: Talking To The Big Wigs About Health Care http://www.ttmitchellconsulting.com/Mitchblog/talking-to-big-wigs-health-care/ Management, Leadership, Diversity, Customer Service, Motivation, and Healthcare Finance Tue, 07 Sep 2010 20:44:32 +0000 hourly 1 http://wordpress.org/?v=3.0.1 By: Mitch http://www.ttmitchellconsulting.com/Mitchblog/talking-to-big-wigs-health-care/comment-page-1/#comment-16087 Mitch Wed, 22 Jul 2009 21:04:13 +0000 http://www.ttmitchellconsulting.com/Mitchblog/?p=924#comment-16087 Unfortunately, no. I have many reasons for saying this, but I'll go with the simplest. Most people who get employer sponsored health care have absolutely no idea what their insurance plans do or don't cover. And they don't care; they'll often pick the cheapest plan if offered a choice, then get shocked when they get a treatment that's not covered. They also don't all think about calling their insurance company first to ask if something will be covered or not. This would make the same kind of disaster as when President Bush talked about giving people their Social Security in one lump and letting them decide what to do with it. Most would have spent it, and state governments would have had to figure out how to protect those folks. This may sound like having little faith in people making good choices, but I believe in the process of looking at the track record of folks, both individually and as groups. Unfortunately, no. I have many reasons for saying this, but I’ll go with the simplest. Most people who get employer sponsored health care have absolutely no idea what their insurance plans do or don’t cover. And they don’t care; they’ll often pick the cheapest plan if offered a choice, then get shocked when they get a treatment that’s not covered. They also don’t all think about calling their insurance company first to ask if something will be covered or not.

This would make the same kind of disaster as when President Bush talked about giving people their Social Security in one lump and letting them decide what to do with it. Most would have spent it, and state governments would have had to figure out how to protect those folks. This may sound like having little faith in people making good choices, but I believe in the process of looking at the track record of folks, both individually and as groups.

]]> By: Phil Solomon http://www.ttmitchellconsulting.com/Mitchblog/talking-to-big-wigs-health-care/comment-page-1/#comment-16086 Phil Solomon Wed, 22 Jul 2009 20:55:37 +0000 http://www.ttmitchellconsulting.com/Mitchblog/?p=924#comment-16086 Mitch: Loved your commentary about reducing malpractice awards and having insurance coverage become to award in a malpractice case. Do you think the cost of health care can be reduced if we put the control in the hands of the patient instead of the insurance companies? Consumer direct plans will allow for competition and improve service and ultimately reduce costs. That is what competition does. What say you? Mitch:

Loved your commentary about reducing malpractice awards and having insurance coverage become to award in a malpractice case.

Do you think the cost of health care can be reduced if we put the control in the hands of the patient instead of the insurance companies? Consumer direct plans will allow for competition and improve service and ultimately reduce costs. That is what competition does. What say you?

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